Recently someone asked on the comments for more information about the e-mail I sent to Wageday Advance in order to get some of the charges removed. Below is a complete overview of what I sent and how it got to the refund being granted. The initial E-mail to Wageday Advance Dear Sir or Madam, I…
Outstanding personal debt is at an all-time high with £1.4 trillion worth recorded at the end of January 2013. It is evident that many of the British public are struggling financially and this has resulted in a spate of panic lending from financial institutions. In January 2013, the average household had £53,972 of debt (including…
Earlier on this month I received a letter from a company called Debt and Revenue Services telling me that they were no longer collecting my debt with Uncle Buck. I was surprised by this so I contacted Uncle Buck, who provide payday loans to ask who will be collecting the debt. After a couple of…
Sorry for being quite late with this months debt balance update, I have been unwell with the (man) flu. It has been a busy month debt wise. A few debts have moved to new debt collection agencies again and I have been offered a full and final settlement offer. The big question, what is the…
Over the last few months I have been liaising with the Financial Ombudsman regarding my complaint about Payday Express. You can read my last post about how my complaint was progressing here. Things have moved along quite a bit since then. In short the Financial Ombudsman have upheld my complaint and have written to Payday Express…
Received possibly one of the least interesting letters ever from a company called CARS or Creditlink Account Recovery Solutions Limited. They are yet another debt collection agency, chasing me for money. It landed on my doormat today and I didn’t recognise the address. When you have as many debts as I do, you quickly start…