When you are on a Debt Management plan you will find that the budget you have been set typically doesn’t allow you to cover the costs of unexpected bills. Due to the nature of life it is near impossible to plan for every possible eventuality and before you know it, something can happen meaning you…
Struggling with Debt is never a good thing. You constantly worry about being in debt and how you can keep control of your finances. When you are in debt and are not sure where to turn, the situation can become difficult and you struggle to cope with your debt and the situation you find yourself…
I recently helped a friend with a Wonga Payday Loan and setting up a repayment plan. He was unable to pay it off and didn’t want to defer payment as it was unlikely his situation would improve. Rather than pay off the loan and take out a new one he asked about repayment arrangements and…
Time for another debt balance update. This month the debt balance stands at £47,094.23. This is a decrease of £1321.19 which is some good progress. Still a very long way to go but hopefully this time next year we will reach the £40k mark. In terms of debts things have been quite quiet this month. Only…
Well after what seems like forever my complaint with Payday Express is over. The Financial Ombudsman have agreed with what I said and Payday Express are going to pay me compensation for the way my account was handled. A good result considering how long this complaint has been going on for. It just goes to…
It’s no secret that the European Debt Crisis has left millions of individuals across Europe with serious financial problems. It isn’t just the small people that are struggling either – entire countries have had to ask for financial aid from the rest of the European community. What’s more, even though the UK refused to adopt…