Welcome to Debt Advice Blog.

The Purpose of Debt Advice Blog is to provide information about my debt and help others.

I am was in debt and thought it might be a good idea to: –

  • Keep a log of my own debt repayment progress so I keep on track.
  • Share useful information about paying debt so you can see how it can be done.
  • Help others with their debt problems by providing information that is helpful.

About the Author

Hello my name is Rob and I was in debt. In fact I have been in debt twice, and I will make sure that this will be my last time in debt.

It all started when I was 18 and discovered the world of Credit Cards and Loans. One year later I was £20,000 in debt.

After six years I managed to repay all that debt in full. You would think that after that experience it wouldn’t happen again. Three years after getting out of debt, I found myself back in debt once again, only this time I owed just under £44,000.

This blog will be an account of repaying all this debt and I hope it helps you see that you too can get out of debt.

Apart from being obsessed about debt I enjoy Information Technology which is what I do as job. Aviation is another passion I have and I always wanted to be a pilot. However debt got in the way of that and so my plans never got off the ground. :-)

What was my Debt made up of?

My debt problem was past the point of maxed out credit cards and outstanding loans. In fact it was at the point where my debt was with debt collection agencies and managing that debt on a daily basis. In other words, I had defaulted on all my debts.

As it stood in 2012, my debt was made up of the following: –

A list of my Debts by type

An overview of all my debts

I got to the point where I had negotiated repayments on all of the above debts. As I mentioned previously, all my debts were with debt collection agencies, so I have a lot of experience with dealing with them now.

Guest Posts

I am accepting guest posts on this blog. If you would like to write an article about debt then please contact me by e-mail or through twitter. Let me know your ideas and we can work something out.


If you would like to advertise on this blog then please let me know and we can come to some form of arrangement.


If you would like to contact me then please click here. Fill in the form and I will try my best to get back to you. Alternatively comment on one of my articles.

If you like you can also follow me on twitter @debtadviceblog1.

It is going to be a long road, but it is road I have travelled down before. You are welcome to join me on the journey.

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