Credit Card articles from the perspective of someone who has been in debt due to them.
Consolidating credit card debt into a loan can feel like a smart move. One payment. Lower interest. A clear end date. On paper, it makes perfect sense. But in reality, it’s also one of the easiest ways to make your financial situation worse if you don’t fully understand what you’re doing. Here are the most…
Today I thought it would be good to write a review of the Zable Credit Card. Zable was previously known as Level Card. Personally I think the name Level was better but I digress. As someone who is trying to rebuild my credit the Zable card was a good choice for me (at the time)….
When you receive your credit card statement each month you will usually see three key figures: Statement balance – the total amount you owe Minimum payment – the smallest amount the lender will accept this month Payment due date – the date the payment is due by Many people assume that if the lender says the…
In January 2026 I submitted a formal complaint to Onmo about my credit card account. The complaint covered two main areas: Whether the credit was affordable when it was approved A series of operational issues, including payment notifications and confusing app information Recently I received their final response. In this post I’m going to break…
Credit cards can be a useful financial tool. They allow you to spread the cost of purchases, provide protection when buying goods online, and can even help build your credit history. However, they can also become one of the easiest ways to fall into debt. High interest rates, minimum payments and easy access to credit…
Credit card debt can sometimes be written off in the UK, but it usually only happens in specific circumstances. In most cases, lenders expect debts to be repaid in full. However, if someone cannot realistically repay what they owe, there are situations where part or all of the debt may eventually be written off. Understanding…