Templates, letters, and example documents to help you deal with creditors, make complaints, and manage debt-related issues more effectively.
If you have recently received a letter from a debt collection agency asking for increased payments, but you can’t afford to increase your repayments then simply send the template letter below back to them. TIP: You can also visit the debt document downloads page to download a copy of this letter in Microsoft Word format. Using…
Below you will find the download link to an example letter you can use to cancel Continuous Payment Authority for your outstanding payday loans. Doing this should mean that the lender will not empty your bank account leaving you high and dry. CPA means that a payment can be taken at any time without notice…
Below is a link to an example Full and Final Settlement Letter Template you can use to make an offer of repayment to a creditor to settle the balance you owe. You would normally make a full and final settlement offer if you have come into some money, and would like to get rid of some…
Below you will find a link to download an Example Letter Requesting a Statement of Account. I use this letter about every six months in order to make sure that my own records are correct and that the payments I am making to the accounts are all accounted for. This is something I do as part…
An Income and Expenditure Form is an overview of the following: – Details about the Income you receive. Information about your expenses. A list of your creditors and how much you pay them. An income and expenditure could also be called a Financial Statement or Statement of Affairs. The Income and Expenditure Form available at…
This page contains a Sample Offer of Repayment Letter template. You would normally use this letter when you have some money available to make an offer of payment to your non-priority creditors. This letter should be changed with your own information. The parts you should change are in bold text. There is also a link at…