If you’ve found a default on your credit file, your first instinct is usually: “How do I get rid of this… now?” Completely fair. Defaults are one of the most damaging things that can appear on your credit report, and they can affect everything from loans to mortgage applications. The short answer?Yes, a default can…
When it comes to what your creditors can do when you are in debt, there are a lot of misconceptions and conflicting information out there. In this post I look at what a creditor can and can’t do when you are in debt. OK, so what can your creditors do when you are in Debt?…
Can you get Creditors to Freeze Interest and charges? The answer to this question is that there is no guarantee that you can. When you are on a Debt Management Plan, most of the time you should find that interest and charges are frozen. However that is not always the case. The problem is that…