Clear, practical guidance to help you deal with debt, understand your options, and start taking control of your finances. Real experiences, simple explanations, and steps you can take to move forward.
A Debt Management Plan (DMP) can be a lifeline when you’re struggling with repayments. It can: Reduce your monthly payments Take pressure off Help you regain control But it’s not risk-free. Done properly, it helps. Done badly, it can drag things out, damage your credit further, or leave you in a worse position. Here are…
Clearpay looks harmless. Split a payment into four, no interest, job done. Until suddenly you’ve got multiple orders, multiple dates, and it all starts slipping. If you’re struggling with Clearpay, you’re not alone. This is one of the most common types of debt people underestimate. Let’s go through what actually happens and what you should…
Whenever you enter into an arrangement to pay with a debt collection agency, they will normally set the arrangement for a period of between three and six months. After that time has elapsed, they then send you a letter asking you to increase your repayments. They will refer to this as a review. This guide…
When it comes to Debt Management Companies you have to be careful who you deal with. Selecting the right debt management company can seem like a daunting task but it needn’t be. There are a number of companies who advertise offering to set up a debt management plan for you and they will charge a…
Struggling with Debt is never a good thing. You constantly worry about being in debt and how you can keep control of your finances. When you are in debt and are not sure where to turn, the situation can become difficult and you struggle to cope with your debt and the situation you find yourself…
It’s no secret that the European Debt Crisis has left millions of individuals across Europe with serious financial problems. It isn’t just the small people that are struggling either – entire countries have had to ask for financial aid from the rest of the European community. What’s more, even though the UK refused to adopt…