As many people live in fear of the next utility bill slamming through the letterbox, gas and electricity suppliers are counting their money. The Daily Express lists the 2012 profits of the Big 6 utility companies as: Scottish Power: profits £1.9 billion – prices up seven per cent. Centrica (British Gas): profits £2.7 billion –…
Yes it is true. After some time managing my own debt management plan I have decided to use the services of StepChange Debt Charity. Why you may ask. Well the short answer is because it will be a lot easier for me. I am constantly recommending the services of StepChange Debt Charity and Payplan as…
Starting an emergency fund. Yes I know that sounds quite boring. However it is a good thing to have at your disposal. Why I hear you ask, well it can help smooth out the financial bumps in the road and help you manage your money a little better, especially if you are in debt. Why…
When it comes to what your creditors can do when you are in debt, there are a lot of misconceptions and conflicting information out there. In this post I look at what a creditor can and can’t do when you are in debt. OK, so what can your creditors do when you are in Debt?…
So you are wondering how you can get out of debt are you? Well it is possible, even if you think that your situation is beyond help. Good on you for trying to find out a solution and welcome to the first steps of you becoming debt free. This blog is dedicated to debt because…
Below you will find the download link to an example letter you can use to cancel Continuous Payment Authority for your outstanding payday loans. Doing this should mean that the lender will not empty your bank account leaving you high and dry. CPA means that a payment can be taken at any time without notice…