Not long after I first started this blog, I wrote about a complaint I had made to Payday Express. After 18 months I had not heard a thing from Payday Express so I decided to make a complaint to the Financial Ombudsman in November last year. I felt that the actions taken by Payday Express…
With as many debts as I have, sometimes the Debt Collection Agencies I pay money to do something that causes me to complain. Towards the end of last week I received a letter from a firm of Solicitors called Westminsters Solicitors. In their letter they said that I had failed to honour my repayment arrangement…
Credit cards are increasingly popular and, although they can have their uses, it is far too easy to end up with credit card debt that spirals out of control. According to the money education charity Credit Action, in April 2013 the total UK credit card debt was £55.3 billion. Credit cards can be dangerous because…
You may remember that I recently talked about me moving my Debt Management Plan to StepChange, instead of doing it myself. One of the main driving forces behind that decision was down to the fact that it will save me some time as I not only manage my own debt but the debt of my…
Finding the right current account is important to make sure that you can manage your money easily and get the right amount of support from your bank. Below is a bit of background on some of the main types of current account that are available, to help you make an informed choice when opening a…
In this post I take a look at setting up repayment plans for Payday Loans. Some payday lenders will be helpful if you can clear the amount in a short time. Others can be more difficult and more often than not, will sell your account to a debt collector. This post covers the things you…