This section covers all the stories related to my personal debt repayments. Interesting if you want to learn more about my debt struggles.
One of my debts is with a company called Virgin Mobile. Today I am making a complaint to the Information Commissioners Office because the information they are posting to my credit report is not correct. Currently Virgin Mobile are posting a six month late marker on my credit report, despite it being over two years…
Time for another debt balance update. This month the debt balance stands at £47,094.23. This is a decrease of £1321.19 which is some good progress. Still a very long way to go but hopefully this time next year we will reach the £40k mark. In terms of debts things have been quite quiet this month. Only…
Well after what seems like forever my complaint with Payday Express is over. The Financial Ombudsman have agreed with what I said and Payday Express are going to pay me compensation for the way my account was handled. A good result considering how long this complaint has been going on for. It just goes to…
Recently someone asked on the comments for more information about the e-mail I sent to Wageday Advance in order to get some of the charges removed. Below is a complete overview of what I sent and how it got to the refund being granted. The initial E-mail to Wageday Advance Dear Sir or Madam, I…
Earlier on this month I received a letter from a company called Debt and Revenue Services telling me that they were no longer collecting my debt with Uncle Buck. I was surprised by this so I contacted Uncle Buck, who provide payday loans to ask who will be collecting the debt. After a couple of…
Sorry for being quite late with this months debt balance update, I have been unwell with the (man) flu. It has been a busy month debt wise. A few debts have moved to new debt collection agencies again and I have been offered a full and final settlement offer. The big question, what is the…