You may recently remember a post about how I was not sure if I made the right decision moving my Debt Management Plan to StepChange. Well after some thought the decision has been made to start my own Debt Management Plan once more. It worked well in the past until I had a few career…
Things sometimes change and your debt is no exception. Occasionally your debt will be moved to a different debt collection agency for no apparent reason. Despite the fact you have been making payments for some time. If you have been paying the original creditor then they may have decided to use an external debt collector….
An important aspect towards becoming debt free is making a budget each month so you can keep on top of your spending. Knowing what you have and what you spend is important because if you don’t know what you spend each month you could continue getting further into debt. This post is broken up into…
It has been decided. I will be cancelling my Debt Management Plan with StepChange and reverting to self managing my debts once again. Tomorrow is going to be a busy day as I have got to contact 24 creditors to let them know about this change. The way I will do this is to call…
Payday Loans can sometimes help you out of a tight financial spot but sometimes things can go wrong and you end up in a situation where you can’t pay it back. This article takes a look at how you can set up a repayment plan for your payday loan so that hopefully you can sleep…
Payday Loans are a short term loan which you pay back on your next pay day. Typically you will pay between £25 and £30 interest per £100 borrow each month. It can be quite an expensive way to borrow money and so you need to be sure you can pay yours back comfortably on your…