My Wonga Debt was one of my Payday Loan debts but I have settled it now. Wonga as you may know are a Payday Loan Provider and I had been using them regularly over the years without issue. My Wonga Debt didn’t escape my mass default and this post explains what happened when I didn’t pay my…
A debt management plan is an informal solution between you and your creditors to help you repay your debts. A debt management plan can be helpful in this situation as it allows you to regain control of your finances and make a fresh start. Under a debt management plan you make an offer to repay that…
Below you will find a link to download an Example Letter Requesting a Statement of Account. I use this letter about every six months in order to make sure that my own records are correct and that the payments I am making to the accounts are all accounted for. This is something I do as part…
Part of my total outstanding debt is made up of Payday Loan Debt. Having Payday Loan debt can be very stressful, especially if you have a lot of it. The rate the outstanding balance can increase is also quite a scary thing to see. In all I found my Payday Loan debt the most difficult…
In England a CCJ or County Court Judgment is an order by the court for you to repay an amount of money you owe to a creditor. A CCJ is usually used as a last resort when a creditor has been unable to agree a repayment of a debt. A CCJ will be entered in…
This post looks at some of the ways you can improve your Credit Rating. Once you and I get out of debt we may be looking to get a mortgage and a good clean Credit Report will really help us. On that basis I will write a little about the ways you can improve your…