Anyone who visits this blog regularly will know that I push StepChange Debt Charity as a place to get help and advice for your debts.
I have already written a review about my experiences with StepChange, who I had a Debt Management Plan with for a while, feel free to take a look. I thought I would elaborate further and explain why I recommend them.
The Debt Remedy System
Debt Remedy is a way for you to find out which Debt Solution is most appropriate for you, without ever talking to anyone. One of the biggest obstacles towards getting help with debt is feeling embarrassed about the situation. With Debt Remedy you are just completing some forms and at the end are presented with the most appropriate ways to solve your debt. It couldn’t be easier. You can then choose to proceed or leave. No pressure.
Their Free Debt Management Plan
A Debt Management Plan with StepChange is FREE. It doesn’t cost you a penny, meaning everything you pay to your debts goes to your debts. Fee Charging organisations can cost you a lot in fees, meaning you are in debt for longer than you need to be. Why go elsewhere? I don’t know. Unless you are like me doing it yourself then StepChange can help you with a Debt Management Plan.
They don’t make you feel silly
When I spoke to someone at StepChange about my debts, they were very friendly. My debt is ridiculous when you really look at it. Despite this I didn’t feel embarrassed talking about it to StepChange. They were just there to get the plan up and running. Nothing else. It was really easy and done with the minimum of fuss.
In fact the only reason they spoke to me was due to an error I made with some information I provided them. Perhaps I wouldn’t have spoke to anyone had this not happened. I don’t know but it was fine dealing with them on the phone.
The MoneyAware Blog
The MoneyAware blog is well worth a look too. It contains articles about many of the issues people in debt today face on a daily basis. If you have five minutes why not take a look? The blog is updated regularly with new and helpful information.
They are Impartial
Unlike some fee charging companies, they will act in your best interests because they are not there to sell you anything. That way both you and I who recommend them, can be confident that you will get the right advice for your own situation.
You may remember that until recently I did in fact promote a fee charging company whilst still recommending StepChange. In the end I dropped the advertisement for the fee charging company because it didn’t feel right when there was a much better alternative, of course when I say that I mean StepChange.
So there you have it. This is why I recommend StepChange. If you are currently in Debt and don’t know where to turn, or if you are considering StepChange then I would say get in touch with them and start solving your debt problems. Good luck.