Example Offer of Repayment Letter

An example Repayment Letter
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This page contains a Sample Offer of Repayment Letter template. You would normally use this letter when you have some money available to make an offer of payment to your non-priority creditors.

This letter should be changed with your own information. The parts you should change are in bold text. There is also a link at the end of this page so you can download the letter and edit it in Microsoft Word.

If you are struggling with Debt and sending letters seems overwhelming, please visit the Debt Help section on this site to view details of organisations who can help you.

The Sample Offer of Repayment Letter

Mr Repayment Letter
22 Letter Way
L3 3TR

17th September 2013

Debt Collector
14 Debt Avenue
D3 4GB

Reference: DEBT1234

Dear Sir or Madam,

I am unable to maintain my monthly payments to your company. The reason is because I am in a lot of debt. My situation is unlikely to change for the foreseeable future.

I have enclosed a copy of my Income and Expenditure Form. This provides details of my income, my expenses and my other debts. In calculating my repayment offer I have used the information based on what I owe to each creditor. This means each creditor is receiving a fair share of my disposable income.

I am therefore able to make an offer of £10 per Month. My first payment can be made on the 1st October 2013.

I would like to request that interest and charges are frozen on this account to allow my payment to start reducing the debt I owe. Should my circumstances improve I will let you know.

Should you be unable to freeze interest and charges I would like you to let me know why.

Thank you for your assistance, I look forward to hearing from you.

Yours faithfully



Mr Repayment Letter

Download the Sample Offer of Repayment Letter

Please visit the Downloads Page to download a copy of the Sample Offer of Repayment Letter.

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