Debt. It makes a lot of people feel worried and that’s understandable. Some people find themselves embarrassed seeking help with their debts and instead suffer alone. Scared and worried about what is going to happen.
The thing is that by ignoring the situation, things will only get worse and that’s one of the reasons why it is important to get help from a reputable organisation. Acting sooner rather than later is the best thing you can do.
Why do we feel embarrassed about debt?
It is a taboo subject. Debt is something that we feel is our own fault, sometimes it is that’s true but other times it is completely beyond our own control. The thing is debt problems are more common than you might think. Sure there are those who avoid it and my hat goes off to them, then there are the rest of us who end up in debt. Well someone has to.
That doesn’t stop the embarrassment though. Nobody likes to talk about their debt, not to friends, family or anyone, it is just something that isn’t done. This seems to extend to getting help with debt as well. Perhaps people think they will be judged by the person at the other end of the phone or feel their debt problem is so serious nobody can help them. That’s simply not true. There are organisations out there who can and will help you and that’s all. They won’t judge you.
The first time I got into debt, (I have been there twice) I was too embarrassed to get help and left things for a long time ignoring letters and phone calls. That just made things worse. If I had of contacted Payplan, who I used at the time, then I might have avoided some of the stress and anxiety.
This time around I started a blog and dealt with it as soon as I accepted how much debt I was in.
Get Help with your Debt
Please don’t ignore your debt. Instead take action and get it sorted. Let go of the embarrassment and anxiety and talk to an organisation who can help you.
You can find a list of organisations on this blog by following the link to Debt Help. None of these organisations will judge you and are there to help you find a solution. Not to pass judgement on your situation no matter how bad it might seem to you.
Get help, you will feel so much better once you know that you are sorting things out. The alternative is ignoring things and constantly worrying about what is going to happen with your debts. Unfortunately they won’t go away although it would be nice.
If it makes you feel better, I got into debt by gambling, spending money recklessly and taking on more credit than I could afford. At the time of writing this post the amount owed is £49,608.74. If you would like to read through my progress with debt you can do by visiting the My Debt Progress link.
Good luck with sorting out your debts.