Goodbye Car Finance – Hello Car Finance

Bad Credit Car Finance

For quite some time now I have been thinking about getting rid of the car I bought on finance three years ago. You can read more about that episode in my Moneybarn Review. The payment was quite expensive each month, and recently I have found a need to reduce what I am paying out each month, so that I can start to sort out my debts properly. My options for selling my car were quite limited, owing to the fact… [Read More] Review

Paying off Car Finance

Seeing as though I have used recently I thought I would share my experiences for others to read. I was quite weary of approaching this company due to what I had read and heard, however I feel sometimes you have to see for yourself, and that’s what I did. I recently sold my Vauxhall Corsa to them in order to pay off my existing car finance agreement. Unfortunately the only way I could sell the car was by selling… [Read More]

The Road to Debt – Part Two

Debt Blog

Continuing on with the ‘Road to Debt’ series here is the second installment you have all been waiting for! By the way, If you missed my previous post you can catch it here. A quick note as well whilst I am at it. I apologise that this instalment was not posted as planned. I have been very busy these last few weeks and haven’t had much time to blog. I even missed the second birthday of Debt Advice Blog, two years already can’t… [Read More]

The Road to Debt – Part One

Getting into Debt Journey

Let me introduce myself, my name is Rob and I am a 30 something living in the UK who also happens to be in a lot of debt. This blog has been designed to make me accountable to this debt, as well as to help others and also to keep me on track with paying it back. In this latest post, I will kick things off with the first part of a series of posts detailing the road to debt. It… [Read More]

Claiming PPI whilst in a Trust Deed

Trust Deed PPI Claims

You may have heard about people claiming vast sums of money in relation to Payment Protection Insurance, or PPI. PPI is an insurance policy which, in the past, lenders regularly sold alongside credit cards and personal loans which was intended to be a safety net for the borrower. PPI was designed to cover repayments on the debt if the person lost their job or became ill and could no longer pay. However, in recent years it has become apparent that… [Read More]