Haggling with Companies to Save Money

Saving Money when in Debt

Today’s post is about haggling with companies to save money. This is something I do regularly (at least every three months), you can ask my work colleagues and they will tell you how cheeky I can be. The inspiration for this post came from Hayley over at A Disease called Debt who recently wrote a post on What’s the best way to save money on mobile phone contracts? So thanks to Hayley I had another idea for a post. Saving… [Read More]

Another Complaint no company is safe!


A little off topic but hey it’s a blog so you can let me off. We recently went to our local Mothercare to purchase a baby car seat and a stroller for the little one. They had a good price on both items and being in debt, every penny you can save here and there helps. They didn’t have what we wanted in stock but told us it could be ordered in for delivery Wednesday. Wednesday came and what should… [Read More]

7 Questions About Getting a Secured Loan with Your Home

Home Owner Loans

Your home is your security, and when you apply for a secured loan, it’s also the bank’s security. They know where you live, and they know you aren’t going to risk losing your home over a few missed payments. Because of this, they’re more than willing to lend money to those who have less than perfect credit, and they’ll usually extend very good interest rates and repayment terms. However, this does not mean banks aren’t careful, because they are. They… [Read More]

A Visual Guide to Credit Scores

Credit Report

Sainsbury’s Bank e-mailed me recently asking if I would like to share a rather nice visual guide to your credit score. Well I thought yes why not, these types of graphics are usually very good for explaining something and are more interesting than text. Well I think so any way! This Visual Guide was provided by Sainsbury’s Bank.

Wonga Loan written off

Wonga Debt Written Off

Just thought I would share some good news for a change. One of my partners debts to a company called Wonga was written off last week. It is no surprise really as she couldn’t afford to repay it although it would have been me making payment. You have probably seen the recent turmoil over at Wonga in the news. It’s a shame all this didn’t happen a few years ago as I do wonder whether my Wonga Loan would have… [Read More]

Getting back on track with Debt

UK Debt Blog

Continuing on from where I left off, today is all about getting back on track. A new beginning if you like in the journey towards becoming debt free again. First of all welcome to Debt Advice Blog, my name is Rob and I will be your guide on this long and arduous journey. You will find out about our debt, I say our debt as my partners debt is now also included here. You will also be able to read… [Read More]

Goodbye Car Finance – Hello Car Finance

Bad Credit Car Finance

For quite some time now I have been thinking about getting rid of the car I bought on finance three years ago. You can read more about that episode in my Moneybarn Review. The payment was quite expensive each month, and recently I have found a need to reduce what I am paying out each month, so that I can start to sort out my debts properly. My options for selling my car were quite limited, owing to the fact… [Read More]

WeBuyAnyCar.com Review

Paying off Car Finance

Seeing as though I have used WeBuyAnyCar.com recently I thought I would share my experiences for others to read. I was quite weary of approaching this company due to what I had read and heard, however I feel sometimes you have to see for yourself, and that’s what I did. I recently sold my Vauxhall Corsa to them in order to pay off my existing car finance agreement. Unfortunately the only way I could sell the car was by selling… [Read More]

The Road to Debt – Part Two

Debt Blog

Continuing on with the ‘Road to Debt’ series here is the second installment you have all been waiting for! By the way, If you missed my previous post you can catch it here. A quick note as well whilst I am at it. I apologise that this instalment was not posted as planned. I have been very busy these last few weeks and haven’t had much time to blog. I even missed the second birthday of Debt Advice Blog, two years already can’t… [Read More]

The Road to Debt – Part One

Getting into Debt Journey

Let me introduce myself, my name is Rob and I am a 30 something living in the UK who also happens to be in a lot of debt. This blog has been designed to make me accountable to this debt, as well as to help others and also to keep me on track with paying it back. In this latest post, I will kick things off with the first part of a series of posts detailing the road to debt. It… [Read More]